Skip to Content
Revah Law Revah Law
Call Us Today! 888-218-4125
Top
Title Agency

MIAMI-DADE COUNTY Title Agency

In the intricate world of real estate transactions, having a reliable partner who can seamlessly blend legal expertise with title agency services is crucial. Enter Revah Law Group, a distinguished law firm and Title Agency serving South Florida. With a specialization in underwriting title for Old Republic National Title Insurance Company and a prestigious membership in TheFund, Revah Law Group stands out not just as a real estate oriented litigation law firm, but also as a trusted ally in residential and commercial real estate closings, sometimes acting in a title agent capacitya. This article delves into the unique advantages of choosing a law firm like Revah Law Group as your title agent, emphasizing the blend of legal acumen and title proficiency that ensures a smooth and secure transaction process.

Secure Your Real Estate Transaction Today
Let Revah Law Group handle your title and legal needs with expert precision. Contact us now at tel:(888) 218-4125 to ensure a smooth and stress-free closing process.

Types of Title Insurance

Title insurance is a crucial part of any real estate transaction, offering protection to both buyers and lenders. There are two main types of title insurance: Owner’s Title Insurance and Lender’s Title Insurance. Both play different but complementary roles in ensuring a secure transaction.

  • Owner’s Title Insurance: This type of insurance protects the buyer’s ownership rights to the property. If any issues arise with the title after the sale—such as undisclosed heirs, fraud, or errors in public records—the owner’s policy will cover legal costs and any financial loss due to the issue. It's a one-time premium that offers lifelong protection for as long as the owner or their heirs hold the property.
  • Lender’s Title Insurance: This insurance protects the lender’s investment in the property. If the title is found to be defective, the lender's policy ensures they won’t suffer financial loss. It’s typically required by the lender when taking out a mortgage loan, and while it only covers the lender’s interests, it’s important for safeguarding the loan amount.

Both types of title insurance help ensure peace of mind by protecting against potential future claims that could affect property ownership or the lender’s security interest.

Common Title Issues and How They Are Resolved

During the title search, Revah Law Group identifies and resolves several common title issues that could jeopardize the transaction:

  • Liens: A lien is a legal claim against the property for unpaid debts. These can be from contractors, unpaid taxes, or mortgages. Revah Law Group ensures any outstanding liens are resolved before closing by coordinating with creditors or negotiating settlements.
  • Ownership Disputes: Sometimes, unclear ownership or undisclosed heirs can cause issues. Our legal team works to resolve these disputes by verifying ownership history and establishing rightful ownership through legal processes, including clearing up any ambiguities in the title.
  • Fraud: Fraudulent activities, like forged signatures or unauthorized sales, can create major title problems. Revah Law Group takes proactive steps to ensure that the title is clean by reviewing all records thoroughly and protecting clients from fraudulent transactions.

By addressing these potential issues early on, we ensure that the transaction proceeds smoothly and without future complications.

The Closing Process: What to Expect

The closing process is the final step in completing a real estate transaction. Here’s what you can expect:

  • Title Examination and Search: The title agent, at Revah Law Group, will conduct a thorough search of public records to confirm the property’s title is clear of defects, liens, or legal claims.
  • Document Preparation: All necessary closing documents will be prepared, including the deed, closing statement, and title insurance policies. The title agent ensures that all documents are accurate and compliant with state laws.
  • Escrow Services: Earnest money and closing funds are held in escrow until all conditions of the transaction are met. This ensures that neither party can access the funds until all terms are fulfilled.
  • Closing Day: On closing day, all parties involved (buyers, sellers, lenders) will sign the necessary documents. The buyer will pay the agreed-upon price, and the seller will transfer the property title. Once signed, the transaction is officially complete.
  • Post-Closing: After closing, the title deed is recorded with the county, and title insurance policies are issued. Revah Law Group ensures that everything is recorded accurately to protect your ownership rights.

By understanding these steps, you’ll be prepared for a smooth and efficient closing process. Our role as both legal experts and title agents ensures that the process is secure, legal, and efficient from start to finish.

The Dual Role of Revah Law Group: Legal Mastery and Title Expertise

Revah Law Group operates at the convergence of legal excellence and title proficiency, offering clients a comprehensive suite of services that span from contract execution to closing day. As a law firm, their team of seasoned attorneys brings a wealth of experience and knowledge in real estate law, ensuring that every aspect of your transaction adheres to state regulations and safeguards your interests. Simultaneously, Revah Law Group functions as a Title Agency, underwriting title for one of the most reputable names in the industry, Old Republic National Title Insurance Company. This dual role empowers clients with the assurance that their title matters are handled by legal professionals with a deep understanding of real estate intricacies.

The Advantage of Lawyers as Title Agents

One of the distinct advantages of choosing a law firm like Revah Law Group as your title agent (rather than a non-attorney owned or operated Title Agency) is the assurance that the individuals verifying marketable title are not just title agents but seasoned lawyers with expertise in real estate law. This blend of legal acumen and title proficiency offers several benefits:

  • Thorough Title Examination: Lawyers at Revah Law Group conduct a meticulous title examination, ensuring that the property's title is clear of any liens, encumbrances, or legal issues that could jeopardize the transaction. Their in-depth understanding of real estate law allows them to identify and resolve potential title issues proactively.
  • Legal Compliance: Real estate transactions are governed by a myriad of state and federal regulations. By entrusting your title matters to legal professionals, you can rest assured that all legal requirements and compliance standards are met, minimizing the risk of post-closing disputes or complications.
  • Risk Mitigation: Legal professionals at Revah Law Group are adept at mitigating risks associated with real estate transactions. They identify potential legal pitfalls, address complex contractual clauses, and ensure that all parties involved are protected throughout the transaction process.
  • Customized Solutions: Every real estate transaction is unique, and a one-size-fits-all approach often falls short. Revah Law Group offers personalized solutions tailored to your specific needs and circumstances, ensuring a seamless and successful closing experience.

The Role of Title Agents in Real Estate Transactions

Title agents play a pivotal role in real estate transactions, serving as neutral third parties who facilitate the transfer of property ownership from seller to buyer. Their responsibilities include:

  • Title Examination: Conducting a comprehensive title search to verify the property's ownership history and ensure that the title is free from any defects or issues.
  • Title Insurance: Facilitating the purchase of title insurance policies to protect buyers and lenders against potential title defects or claims that may arise in the future.
  • Escrow Services: Holding earnest money deposits and closing funds in escrow until all conditions of the transaction are met, ensuring a secure and transparent financial process.
  • Closing Coordination: Coordinating with all parties involved, including buyers, sellers, lenders, and real estate agents, to ensure a smooth and timely closing process.

Why Choose Revah Law Group as Your Title Agent

Revah Law Group's attorneys bring a wealth of legal expertise to the table, ensuring that every aspect of your title examination and transaction process is handled with precision and diligence.

  • Title Proficiency: As a Title Agency underwriting for Old Republic National Title Insurance Company, Revah Law Group offers unparalleled title services that adhere to the highest industry standards.
  • Comprehensive Support: Beyond title services, Revah Law Group provides comprehensive legal support throughout the transaction, from contract review and negotiation to resolving legal disputes and ensuring compliance with regulatory requirements.
  • Personalized Attention: Clients benefit from personalized attention and tailored solutions that address their specific needs and goals, ensuring a seamless and successful closing experience.

Choosing the right title agent is paramount to a successful real estate transaction. By partnering with Revah Law Group, you not only gain access to legal professionals with expertise in real estate law but also benefit from comprehensive title services underwritten by a reputable Title Agency. Whether you're buying, selling, or refinancing a property in South Florida, Revah Law Group's blend of legal mastery and title proficiency ensures a smooth, secure, and legally sound closing process.

Frequently Asked Questions (FAQ)

  • Why do I need title insurance when buying a property?
    Title insurance protects you from potential problems that may arise with the property’s title, such as ownership disputes or hidden liens. It provides financial coverage in case someone claims ownership of the property or other legal issues arise after the sale.
  • Can I buy title insurance after I close on the property?
    No, title insurance should be purchased during the closing process, before the property is transferred. It’s meant to protect you immediately upon the transfer of ownership and into the future.
  • What’s the difference between title insurance and homeowner’s insurance?
    Title insurance protects against issues related to the ownership of the property, like liens or disputes. Homeowner’s insurance, on the other hand, covers damages to the property itself, like those caused by fire, theft, or natural disasters. They serve different purposes and are both essential for comprehensive protection.
  • How long does the title search process take?
    A typical title search can take anywhere from a few days to a couple of weeks, depending on the complexity of the property’s history. Revah Law Group works efficiently to ensure that all title issues are addressed before closing.
  • Is title insurance mandatory for homebuyers in Florida?
    Title insurance is not legally required for buyers in Florida, but it’s highly recommended to protect your investment. Lenders, however, usually require Lender’s Title Insurance when providing a mortgage.
  • What should I do if I find a title defect after closing?
    If you discover a title issue after closing, your title insurance policy can help cover the costs of legal defense or resolve the issue. It’s important to contact your title agent immediately to start the claims process.
  • How do I know if I need Owner’s Title Insurance?
    If you are purchasing a property, Owner’s Title Insurance is highly recommended to protect your ownership rights. It’s especially important if you are financing the purchase with a mortgage.

Get Expert Title Services from Trusted Professionals
Ensure the success of your property transaction with our comprehensive title services. Reach out to Revah Law Group today at tel:(888) 218-4125 for a consultation!

Testimonials

    “Highly recommend.”
    “I used this law firm to advise me on commercial closings and landlord-tenant law. These attorneys are knowledgeable and efficient.”
    - Bryan S.
    “I highly recommend their team to anyone looking for legal advice.”
    “Phil and his team were very professional and helped me throughout each step of the process. The case had a hearing that included the tenant in court. Phil was able to professionally state my case and quoted statutes that ended with a judgement in my favor.”
    - Brandon H.
    “We were immediately greeted by attorney Phil Revah who had a profound knowledge of landlord tenant law.”
    “Due to the lawyer’s efforts, we ended up settling the lawsuit and recovering possession of both eviction properties within 3 weeks of filing both cases.”
    - Naomie O.
    “Phil, is a good attorney.”
    “I had an unlawful detainer case and he got the job done.”
    - Jason M.
    “Eviction was done in 28 days. Would use them again.”
    “I used this law firm to evict my tenant on Hollywood Beach. They were running an daycare business out of the apartment we rented and they were subletting.”
    - Alexander K.
    “The eviction lawyers were very professional and extremely knowledgeable.”
    “One of my colleagues called this firm for information on doing a residential eviction for a single family home she rented in Hollywood, FL.”
    - Nicolas W.
    “Would recommend!”
    “The staff at Revah Law were all very professional and responsive throughout the process.”
    - Otoniel L.
    “Great firm.”
    “Phil is an excellent attorney - precise, informative and very honest!”
    - Paul L.